Privacy Policy

1. Introduction

This Privacy Policy explains how readytool ("we," "us," or "our") handles information when you use our free web tools and calculators. We are committed to transparency and protecting your privacy.

By using our website, you agree to the practices described in this Privacy Policy.

2. Information We Do NOT Collect

readytool is designed with privacy in mind. We do not collect the following:

• Personal Identification Information: No names, email addresses, phone numbers, or postal addresses
• Calculation Data: All calculations (loan amounts, BMI data, passwords generated, etc.) are processed client-side in your browser and never sent to our servers
• User Accounts: No registration, login, or account creation required
• Location Data: We do not collect or access your geographic location
• Device Information: No collection of device identifiers, IP addresses, or browsing history
• Financial Information: Credit card numbers, bank account details, or financial credentials are never collected

3. Information We Store Locally

The only data stored is for your convenience and remains on your device:

3.1 Theme Preference (Local Storage)

We use browser Local Storage to remember your theme preference (light or dark mode). This data:

• Is stored only on your device
• Is never transmitted to our servers
• Can be cleared at any time through your browser settings
• Contains only a single value: "light" or "dark"

3.2 How to Clear Local Data

To clear your theme preference:

• Chrome/Edge: Settings → Privacy → Clear browsing data → Cookies and site data
• Firefox: Options → Privacy & Security → Cookies and Site Data → Clear Data
• Safari: Preferences → Privacy → Manage Website Data → Remove All

4. How Our Tools Work

4.1 Client-Side Processing

All our tools and calculators run entirely in your web browser using JavaScript. This means:

• All calculations happen on your device
• No data is sent to our servers for processing
• Your input data never leaves your browser
• Tools work offline after the page loads

4.2 No Database or Server Storage

We do not operate any databases to store user data. Our tools are static web pages that execute code in your browser only.

5. Third-Party Services

5.1 Content Delivery Networks (CDN)

We use Chart.js library from CDN for data visualization. When you use our calculators that display charts, your browser may download this library from:

• cdn.jsdelivr.net (Chart.js)

These CDN providers may collect basic technical information (IP address, browser type) as part of their service. We do not control their practices. Please review their respective privacy policies.

6. Data Security

Since we do not collect or store user data on our servers, there is no central database that could be breached. All data you input:

• Remains in your browser memory during use
• Is cleared when you close the browser tab
• Is never transmitted over the internet (except for theme preference in local storage)

We recommend using HTTPS (secure connection) when accessing our website, which encrypts communication between your browser and our server.

3. Third-Party Services

3.1 Google Analytics

We use Google Analytics to understand how visitors use our website. Google Analytics collects information such as:

• Pages you visit and time spent on each page
• General location (country/city level)
• Browser type and device information
• How you arrived at our site (referral source)

Your Privacy Controls:

• We have enabled IP anonymization, which masks your full IP address
• You can opt out using the Google Analytics Opt-out Browser Add-on
• Data is aggregated and cannot identify you personally

Google Analytics uses cookies. For more details, see Google's Privacy Policy.

3.2 Google AdSense

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies and similar technologies to:

• Show you relevant ads based on your interests
• Measure ad performance and effectiveness
• Prevent fraudulent clicks

Your Ad Privacy Controls:

• You can personalize your ad preferences at Google Ad Settings
• You can opt out of personalized advertising at AboutAds.info
• European users are shown a consent dialog for cookie preferences

For more information, see Google's Advertising Privacy Policy.

3.3 CDN Services

We use Content Delivery Networks (CDNs) like Cloudflare, Google Fonts, and Bootstrap CDN to load resources faster. These services may collect basic technical information like your IP address for performance and security purposes.

4. Cookies and Similar Technologies

4.1 Types of Cookies We Use

Essential Cookies (First-Party):

• Theme Preference: Stored in localStorage to remember if you prefer dark or light mode
• These do not track you and are necessary for the website to function

Analytics Cookies (Third-Party):

• Google Analytics: Used to understand website traffic and usage patterns
• Helps us improve our tools and user experience

Advertising Cookies (Third-Party):

• Google AdSense: Used to display relevant ads and measure ad performance
• Helps us keep the service free for everyone

4.2 Managing Cookies

You can control cookies through your browser settings:

• Chrome: Settings → Privacy and security → Cookies and other site data
• Firefox: Settings → Privacy & Security → Cookies and Site Data
• Safari: Preferences → Privacy → Manage Website Data
• Edge: Settings → Privacy, search, and services → Cookies and site permissions

Note: Blocking all cookies may affect the functionality of some tools and prevent us from remembering your preferences.

5. How We Use Information

The limited information collected through third-party services is used to:

• Improve our tools: Understand which tools are most popular and how to make them better
• Technical improvements: Identify technical issues and optimize performance
• Keep services free: Ad revenue helps us maintain and improve free tools
• Security: Detect and prevent abuse or malicious activity

Important: Your calculation data (BMI, percentages, passwords, etc.) is NEVER sent to our servers or third parties. All calculations happen in your browser.

6. Data Retention

• Theme Preference: Stored indefinitely in your browser until you clear it
• Google Analytics Data: Automatically deleted after 26 months (we've set this to the shortest available period)
• AdSense Data: Managed by Google according to their retention policies
• Your Tool Data: Never stored - everything stays in your browser

7. Data Sharing and Disclosure

We do not sell, rent, or share your personal information. The only data sharing that occurs is:

• Google Analytics: Anonymous usage statistics as described above
• Google AdSense: Cookie-based data for ad personalization (with your consent where required)
• Legal Requirements: We may disclose information if required by law or to protect rights and safety

We have no access to your calculation data because it never leaves your browser.

8. Children's Privacy

Our services are available to users of all ages. Since we do not collect any personal information from anyone, including children under 13, we comply with the Children's Online Privacy Protection Act (COPPA).

Parents and guardians should supervise children's internet use and can safely allow them to use our tools.

8. Children's Privacy

Our services are available to users of all ages. We comply with the Children's Online Privacy Protection Act (COPPA):

• We do not knowingly collect personal information from children under 13
• Google Analytics and AdSense have child-protection measures in place
• Parents can supervise children's internet use and clear browser cookies if desired

9. International Users & Data Transfers

9.1 GDPR Compliance (European Users)

For users in the European Economic Area (EEA), United Kingdom, and Switzerland:

• Legal Basis: We process data based on your consent (for analytics and advertising cookies) and legitimate interests (for essential functionality)
• Your Rights: You have the right to access, correct, delete, restrict, port, and object to processing of your data
• Data Transfers: Data may be transferred to the United States (Google's servers) under EU-US Data Privacy Framework and Standard Contractual Clauses
• Consent Management: You'll see a cookie consent banner on your first visit where you can accept or reject non-essential cookies
• Withdraw Consent: You can change your cookie preferences anytime through our cookie settings or browser controls

9.2 CCPA Compliance (California Users)

For California residents:

• Categories of Information: We collect device/browser information and usage data through Google Analytics and AdSense
• Purpose: Analytics, advertising, and website improvement
• Third Parties: Google Analytics, Google AdSense
• Sale of Data: We do not sell your personal information
• Your Rights: Right to know, right to delete, right to opt-out, right to non-discrimination
• Exercise Rights: Contact us at privacy@readytool.com

9.3 Other Privacy Laws

We comply with privacy laws worldwide including LGPD (Brazil), PIPEDA (Canada), and other regional regulations by providing transparent practices and respecting user privacy choices.

10. Your Privacy Rights

Depending on your location, you may have the following rights:

• Right to Access: Request what data we have about you (contact us)
• Right to Delete: Request deletion of your data (clear cookies and contact us)
• Right to Correct: Request correction of inaccurate data
• Right to Object: Object to processing based on legitimate interests
• Right to Restrict: Limit how we process your data
• Right to Data Portability: Receive your data in a portable format
• Right to Withdraw Consent: Change your cookie preferences anytime
• Right to Lodge Complaint: File a complaint with your local data protection authority

How to Exercise Your Rights:

• Email us at privacy@readytool.com
• Clear your browser cookies and cache
• Use Google's privacy tools (links provided above)
• We will respond within 30 days (or as required by applicable law)

11. Security Measures

We implement industry-standard security measures:

• HTTPS Encryption: All data transmitted to/from our site is encrypted
• No Server Storage: Your tool data never reaches our servers
• CDN Security: We use secure CDN providers with DDoS protection
• Regular Updates: We keep our website and dependencies up to date

While we take reasonable precautions, no method of transmission over the internet is 100% secure.

12. Links to Other Websites

Our website may contain links to external websites. We are not responsible for the privacy practices of other websites. We encourage you to read the privacy policies of any third-party sites you visit.

13. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Updates will be posted on this page with a revised "Last Updated" date.

Material Changes: If we make significant changes that affect how we handle your data, we will:

• Display a prominent notice on our website
• Update the "Last Updated" date at the top of this policy
• Obtain new consent where required by law

We encourage you to review this policy periodically to stay informed about how we protect your privacy.

14. Do Not Track Signals

Some browsers have a "Do Not Track" (DNT) feature. Our website respects DNT signals:

• When DNT is enabled, we will not load Google Analytics or AdSense tracking scripts
• Only essential functionality (like theme preferences) will work
• Note: Complete DNT support depends on third-party services' compliance

15. Contact Us & Data Protection Officer

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data:

Email: privacy@readytool.com or contact@readytool.com

Response Time: We will respond to all privacy inquiries within 30 days (or within time periods mandated by applicable law).

EU Representative: If required under GDPR, we will appoint an EU representative and update this policy with their contact information.

16. Summary - What You Need to Know